How much I'd save

A small expense doesn't hurt — until you multiply it by time. Enter the amount and frequency to see what a habit costs per year, five and ten years.

How often you pay it

The latte factor: small amounts, big totals

A takeaway coffee every workday is over 16,000 CZK a year. A forgotten 249 CZK subscription is nearly 3,000 CZK. The point isn't to deny yourself everything — it's to see the price of a habit and decide consciously: this one's worth it, this one isn't.

Where small expenses hide

Most often in restaurants, food delivery, subscriptions and impulse buys. Digging them out of bank statements is a chore — it's easier to log your spending for a few weeks and let an app show the totals by category.

Calculating is a good start. Seeing reality is better.

Výdaje online shows what you actually spend — free, ad-free and with no bank connection.

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