Výdaje onlineTracking income: know where your money comes from
Budgets usually focus only on spending. Yet an overview of your income matters just as much — without it you don't really know what you're working with.
Record all your income
It's not just your salary. Note side gigs, freelance work, tax refunds, selling things or gifts too. When you see the full picture, it's easier to tell how much you really earn each month and how much of it you can set aside.
Regular vs. irregular income
Separate stable income (your wage) from irregular income (bonuses, contracts). Build your budget on the certain part and treat irregular income as a chance to pay off debt faster or strengthen your reserve — not as a reason to raise everyday spending.
Why it pays off
When you know your average monthly income, you can set realistic spending limits and savings goals. Tracking income also quickly reveals the months when you earned more — the perfect moment to save instead of letting the money melt away.
In Výdaje online you record income and expenses in one place, and the cash flow chart instantly shows whether you ended the month in the black or the red.